L’intérêt d’une défiscalisation
Taxes are an irrefutable brake in a real estate investment. For some, they represent almost half of their investment capital. To avoid a negative return on investment, most investors decide to go after a nice better tax exemption offer .In short, the interest is simple: when one’s tax is reduced from 12 to 21%, one simply escapes bankruptcy. Admittedly, all real estate professionals have to deal with their bank debts. By making a loan, the repayment must be made monthly. Thus, they save their tax expense to increase its repayment capacity. Let’s just imagine that business is not going well and that you still have to pay different taxes, either property taxes or taxes on your income or rental income. There, there will be no possible return and one would have to face an investment failure. In other words, it is best to reduce your tax rate to claim the desired profitability in real estate investment.
How to get a tax exemption?
To escape taxation or quite simply to reduce it, there are different means. In truth, it all depends on the choice of tax regime. Admittedly, the French government has allowed the recovery of the real estate market in almost the whole country and leaves it to taxpayers and investors to choose the nice tax exemption scheme that suits them. In other words, we can cite two main regimes, the best known of which is the Pinel law. It allows investors to benefit from a tax reduction depending on the duration of the investment and also the geographical area where the real estate assets are located. Thus, the percentage of the rate varies according to the area eligible for the Pinel law. And the second regime remains classic but still manages to interest investors. These include the Bouvard law. This device gives the possibility of a recovery of 20% of its VAT. Of course, there is also the Malraux law as well as the LMNP which attract a large number of investors with the tax advantages they offer.
Note that all nice tax exemption schemes have advantages and disadvantages. The choice is then up to everyone, but it is still necessary to study the rental market well before committing to a “suicidal” approach financially speaking. In short, some devices impose unsuitable conditions while others offer additional benefits in addition to tax exemption such as the financing of its work, the allocation, the management of property… it is therefore important to take into account its needs. personal in terms of real estate investment and to choose a plan allowing him to anticipate all the risks of indebtedness.